more often. Players who have collected over the years include Ek

RIO DE JANEIRO -- Even the resilient Germans couldnt work their way out of this mess.The mens field hockey team has lived dangerously throughout the Rio de Janeiro Olympics, but it fell too far behind early against Argentina to pull off its typical late-match heroics and lost its 5-2 in the semifinals on Tuesday. With it, the Germans lost the chance to claim their third straight gold medal.Germany had produced result-altering goals in the final eight seconds of three different matches before Tuesday, lending hope that the team still could hang tough, even when it trailed 2-0 at the end of the first period. Argentina kept the pressure on and pushed the lead to 5-0, killing any chances of a rally.It doesnt matter what happened four years ago, eight years, Germanys Tobias Hauke said. We were in the semifinal today at the Olympic Games. A lot of hockey players never have the chance, so you have to be ready for this, and we werent ready.Argentinas Gonzalo Peillat scored three goals, all on penalty corners in the first half, to give his team a 3-0 lead.Thats their strength -- to gain penalty corners and then convert them into goals, Germanys Florian Fuchs said. Hes a world-class striker, no doubt about it. Its also a great day for him scoring three out of three in the beginning. Thats not usual. Even a world-class penalty flicker probably doesnt score so many.Hauke said the Germans might have waited too long to play the care-free style that spurred the previous comebacks.You saw the other day -- it can happen really quick, he said. We thought its too hard if we get another goal against us, and we got the 5-0 against us, and we didnt have a chance. We put the goalkeeper off and tried what we had to do, but it was too late. You cant do it every day.Argentina was all too aware of Germanys habit of making big plays at critical times. Germany salvaged a draw with Argentina during pool play when Mathias Muller scored on a penalty corner with eight seconds remaining.Thats why when we were four up, we keep on fighting and keep on defending, Argentinas Lucas Rey said.Germany finally got on the board when Moritz Furste scored with just under 10 minutes remaining. Christopher Ruhr added a goal with 2:21 left on the clock.Hauke gave Argentina credit for making tactical adjustments since the teams fought to a 4-4 draw in pool play.They were pretty aggressive on the defense, so they won a lot of the one against one on the defense, he said. Also, they were really good with the one on one on the offense, and today, we were not good enough in the one against one.Hauke said the Germans dont have much time to straighten up their mental state. They will play in the third-place match on Thursday,Its a big chance to get a medal from the Olympic Games, he said. Thats what we have to think about this evening, and from tonight, we have to focus on this game. Its another final for us. Its disappointing for us, but we want to get the bronze medal.---Follow Cliff Brunt on Twitter (at)CliffBruntAP Wholesale Brewers Jerseys . -- New England Revolution goalkeeper Matt Reis is retiring after a 16-year career to become the goalie coach for the Los Angeles Galaxy. Brewers Jerseys 2020 . 8 Kansas to a 64-63 win over Texas Tech on Tuesday night. The freshman from Vaughan, Ont. https://www.cheapbrewers.com/ . LOUIS -- Heading into the final stretch of the season, the issues for the Chicago Bears banged-up defence only seem to be getting worse. Fake Brewers Jerseys . -- James Young couldnt wait to apply those tweaks to his jump shot, and the first one he made against UT Arlington told him it could be a good night. Milwaukee Brewers Gear . Louis Rams wide receiver Stedman Bailey last Sunday. The fine is the fourth this season for Goldson. He was fined $30,000 for a hit on the New York Jets Jeff Cumberland in Week 1. Sources revealed Wednesday that Clemsons Deshaun Watson?has taken out?two insurance policies against a career-ending injury: a $5 million total disability policy and a $5 million loss of value policy.The reality is, players rarely end up receiving a payout, even after theyve sustained an injury. And when they do get paid, its still unclear whether the IRS has dibs on a cut of the money.Heres a primer on how these policies work:What is a total disability policy?It protects a player should he become unable to play football again because of an injury. This covers an injury on or off the field, usually from the time a player signs the policy until the following football season. The only reason something wouldnt be covered is if theres a pre-existing injury; the insurer might specify in the policy that the player would not be covered if the same injury occurs again.A player can attempt to come back from an injury and still collect, but in general, policies wont pay out if hes able to play in more than four games following the injury.A player cant just decide that he cant play. A doctor, sometimes one from the players side and one from the insurers side, must agree that is the case.What is a loss of value policy?It is an attachment to the disability policy. It projects where a player is supposed to go in the draft and then provides for a payment up to a specific amount, should the player fall in the draft order because of an injury.A player can get paid a small amount if he doesnt slip far, or the whole amount, as Ifo Ekpre-Olomu received when he was projected to be a first-round pick and an injury caused him to slip to the seventh round. Someone who didnt collect in this years draft was Myles Jack, who fell to the 36th overall pick, but only would have started to collect money at Pick 45.The loss of value must be associated with an injury. Theres no coverage for falling in the draft due to other issues. ?What do these pollicies cost?A rule of thumb is about $10,000 for every $1 million in coverage.dddddddddddd Previously, the NCAA helped secure a loan for the premium, which would be paid by the players family, but a couple of years ago, that changed when it was discovered that schools were allowed to take out the policies themselves.Sources said that Clemson took out a policy for Watson through International Specialty Insurance, which has established itself as the leader in the space, especially when it comes to offering loss of value.How often do players collect?Not too often on total disability. It has happened only a handful of times in the past 15 years. Loss of value collection has occurred more often. Players who have collected over the years include Ekpre-Olomu and Jaylon Smith, who will collect a lump sum of $900,000 after slipping in this years draft.In March 2015, USC wide receiver Marqise Lee sued his insurer, Lloyds of London, when he slipped in the 2014 draft, claiming he was owed $4.5 million. But Lloyds argued that at the time he signed his policy, Lee had an injury that he didnt disclose. The two sides agreed to settle the case for an undisclosed amount this May.And in case youre wondering, when there is a payout, all of the money goes to the player. None of it goes to the school.When a player collects, is it tax free?When a player pays for a premium up front or takes out a loan to pay it, it is tax free. When the school pays for the premium, its not yet clear. The IRS hasnt formally ruled on whether taxes have to be taken out of the lump sum collected because the player didnt pay for the premium to begin with.Why do schools pay?This is now a good way for a school to keep a player who might be scared to return. In other words, the school is saying, if you hurt yourself, weve got your back. ' ' '